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San Pedro

Shima 0 comments 02.02.2022

San Pedro is quickly becoming one of the fastest-growing cities in Los Angeles.

As the city continues to improve with trendy restaurants, breweries, a new bridge, and even a port, locals get to enjoy appreciation of their homes.

The city is attracting buyers, of all ages, as they’ve found that they can get a home at great value in comparison to beach cities. Interested in learning more about San Pedro? Send me a D.M.

Shima 0 comments 02.02.2022

5 Real Estate Myths

As a certified First Time Home Buyer Specialist, my duty is to help you know and understand your options.

Unfortunately, studies have found that 95% of Generation Z buyers begin their home search online, which means that many come to me with preconceived beliefs of what it entails to be a homeowner- with most being wrong. Many could have been homeowners years ago!

My advice is to consult with a trusted agent and learn about today's home buying process. There are so many options out there that can take you from paying someone else’s mortgage (rent) to building equity in your very own home.

Homeownership is possible.

How much home can you afford?

Shima 0 comments 02.02.2022

The last thing you want to do is find your dream home, fall in love… only to discover you’re not financially qualified to purchase it.

To avoid this, it is essential to meet with a lender prior to beginning your home search.

A mortgage advisor will do exactly that… advise you of mortgage options that make the most sense for you and your family.

Knowing this upfront will allow you to also set realistic purchasing goals so that we can view homes within a comfortable price point and stay within range.

Setting expectations of a purchase price you would like to stay under will also help avoid heartache and disappointment.

If you have goals of owning a home one day, I would love to share my list of preferred lenders with you. They will be able to privately assist you on determining the right loan and purchase price. Send me a D.M. for more information.

To rent or own? That is the question.

Shima 0 comments 02.02.2022

According to ApartmentList.com, the national rent has increased by 17.8 percent. Furthermore, the 2022 National Housing Forecast foresees prices for vacant units will continue to increase this year.

There’s no better time than now to learn the steps towards becoming a homeowner. My advice is even if you’re not ready to buy today or tomorrow, speaking with a lender will get you on a roadmap towards homeownership. Don’t hesitate to reach out. I would love to sit down over coffee and discuss the process. 

Hygge

Shima 0 comments 02.02.2022

Hygge (pronounced “hoo-guh”) is not a decor style or self-care practice. It’s actually a way of living that is said to provide an overall feeling of comfort, wellness, and contentment.

This lifestyle was designed by the Danish who believe Hygge begins in the home. This feeling comes from taking pleasure in simple things.

More importantly, they value creating this space because it is so valuable to our spirit and health. The hyggekrog, or a comfy corner is a place in your home where you can read, have a cup of hot cocoa, or do a crossword puzzle. Essentially, relax. It doesn’t have to be fancy. It can be your couch, patio chair, or lawn. It’s simply a place where you can go for peace.

Coziness is key when it comes to hygge living. It gives that “there’s no place like home” feeling we all strive to have. Here’s to creating that space in your home for a happier, healthier you. 

Minamalist

Shima 0 comments 02.02.2022

A common misconception is that a minimalist home is boring. That’s isn’t true.

The minimalistic approach is not about having nothing in the home at all. Instead, it’s about using simple elements with little embellishment.

This design style has widely become popular as studies have found that clutter is a universal stress trigger. Go figure. ?

That includes having an abundance of things on our floors, walls, and counters. This is why home designers are encouraging a “less is more” approach.

Many home trends have gone in and out of style- similar to fast fashion. (Remember, farmhouse) However, the minimalist approach has achieved lasting results and works for any space or lifestyle.

Space.

Shima 0 comments 02.02.2022

Space. We never seem to have enough of it.

Space for our belongings, for our holiday decor, for everyday living. Heck, we don’t even have room for our junk.

Did you know amongst ALL the features a home can offer, space is top of the list for buyers. Unfortunately, many homebuyers are not programmed to look past a seller’s personal belongings, and what possibly is a spacious room might look small due to the items.

Professionals advise sellers to declutter, depersonalize and minimize large items- such as an armoire or chair. Sometimes, removing one thing makes all the difference.

When preparing to list your home, it’s essential to advise a professional. If you’re looking to attain top dollar for your home, give me a call, and my team of professionals will come in and guide you on pressing your home prior to listing.

Don’t have money for a down payment?

Shima 0 comments 02.02.2022

Those who have bought paid an average of 7% down. According to the FEDS, large student loan debt caused long-term financial damage to many millennials. 55% of millennials who have enough a home say that they had to make a financial sacrifice such as limiting vacations.

24% of millennials say they cannot purchase a home because they don’t have the down payment.

Fortunately, there are numerous C.A.R. down payment assistance resources, including FHA, FANNIE MAE, and FREDDIE MAC plans.

 Above are a few ways to buy a home with $0 down.

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