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How to get qualified for a house

Shima 0 comments 28.09.2020

Unless you intend to buy a home with all cash, you will need to discuss your financial options with a licensed mortgage advisor. ?? To begin the loan application process, you will need to gather several records. ?

Above are ???? of the most common documents a lender will ask for.

⭐️ Please remember, I will happily send you a list of my TOP preferred lenders that I have not only worked with and trust- but can ensure their professionalism and reliability in helping you throughout the entire process. 

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Hints of Green

Shima 0 comments 28.09.2020

Adding subtle forms of earth tones can make any home feel cozy. 

Different hues of green can compliment neutral interiors due to both having strong neutral undertones. Some ways to achieve this look is through wall art, a throw blanket, pillows or real/fake plants.

Keep in mind, it’s important to add this color sparingly. 

If a FLIP for me?

Shima 0 comments 28.09.2020

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Does the picture above just make you cringe? ? This is often a huge red flag for me that a home may come with lots of loose ends due to a poor flip job. ? I mean, was the builder so busy that he couldn’t properly measure this tight corner?

A flipped home is simply a renovated and aesthetically-improved version of a seemingly distressed property. ? Sometimes it’s merely cosmetic changes such as a paint, new carpet, and landscaping- which is why you’ll see a home quickly come back on the market after it’s been “flipped.” ?

Determining if YOU should buy a house that’s been flipped comes down to several key indicators, and the most critical is to assure a home has been safely built. A licensed home inspector will help us find any flaws a home may have by inspecting matters we cannot visually see — such as, does the house have a secure foundation, stable walls, consistent water pressure, etc.

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To Remodel or Not?

Shima 0 comments 28.09.2020

Image may contain: house and outdoor, text that says 'SOMETHING OLD, SOMETHING NEW. Which one is for You? TRADITIONAL ARCHITECTURE VS. MODERN ARCHITECTURE @SELLWITHSHIMA'
Can’t help but ???? in love with Tudor-style homes.

There are several features that make them “Tudor,” including steeply pitched roofs with multiple gables, decorative brickwork, and often an iron door that gives it a Medieval look. 

It’s the tall windows that have numerous square or diamond panes for me!  They are so unique and give character to the home! However, “older” homes that feel “outdated” aren’t for everyone. Most first-time buyers are looking for modern and upgraded homes. However, you’d be surprised what you can create from an “old” home. Above is a great example of how YOU can take original architecture and make it modern, all while keeping its traditional features.

Deciding whether an “OLD” home or “NEW” home is for you will depend on several factors, including the amount of work needed to make it functional and what changes you’ll have to do to make it aesthetically pleasing to the eye. 

When viewing homes, it’s not always easy to look beyond outdated features, but I promise if you can look beyond paint color and finishes- you’d be surprised what you could find and even create. 

Remember, there’s always more to what meets the eye in Real Estate. 

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Sellers Market

Shima 0 comments 28.09.2020

Image may contain: text that says '@sellwithshima ATTENTION SOUTH BAY HOMEOWNERS INVENTORY IS DOWN DEMAND IS UP fyou have had thoughts of selling, now may be the time to get Top Dollar! Call Me Today for a Free Home Evaluation Shima Razipour REALTOR DRE #01972569 Mobile 310.489.0929 MOVOTO the KONDO GROUP ESTATE'
ᴡᴇ’ᴠᴇ ɢᴏᴛ ᴍᴏᴛɪᴠᴀᴛᴇᴅ ʙᴜʏᴇʀs!!!! 
A lack of listings means a ???? strong market for sellers. 

Imagine buyers fighting it out to own YOUR home. Fighting it out means you get you’ll get multiple offers with a shorter list time at top dollar.

Run, don’t walk... the market is hot NOW. 

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Started from the bottom…

Shima 0 comments 08.08.2016

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Every Monday, I will share a resident of the South Bay contributing to making our community a better place.

Today’s MCM title belongs to Nathan Van Waardenburg, who works extremely hard five days a week at Little Company of Mary Hospital in the surgical Pathology department.

Nathan, 27, who was born and raised in the South Bay. He attended South Torrance High school, before continuing his education at El Camino College. While in college, he began working part-time in the OR (operating room) at Little Company of Mary Hospital as a transporter, taking patients to and from surgery.

This position led to a full time job opportunity where he was tasked with ordering all supplies for their surgery department. When a position opened up in surgical Pathology, where he currently works, he took that as challenge to learn and prefect new things every day.

“I start each day picking up placentas from labor and delivery. I set them up to then be cut into, and examined by the pathologist,” he says. He then assists in at least 1 bone marrow procedure each day. He prepares the slides of the bone marrow for the doctor and prepares the blood and bone to be processed later in the day.

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He spends the rest of his time in the "gross room" where the PA cuts in each specimen that is removed in surgery. He is responsible for staining the frozen sections where the surgeon can get a diagnosis while the patient is still on the operating table. He ends his day taking all the cut specimens to be loaded into a processing machine that turns the tissue into paraffin blocks.

His schedule is M-F, 7:00-4 and sometimes later depending on if cases run late. Nathan says, “My job is challenging and it is never the same thing each day. No two patients are the same so each bone marrow, so I need to be 100% focused on taking care of that person.”

Due to this, he says, “We all need to treat each person and each specimen with the same respect or mistakes will be made. It helps that my coworker is my friend, James, who I've known since day 1 of high school so dealing with coworkers is never an issue,” he says.

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When Nathan is not at work, he enjoys spending time with his “wonderful wife,” Sasi, who he says is his #1 priority. He says, “My family and sports are my life. I'm lucky to have a great family and a close group of friends. The Dodgers, Kings and Dolphins take up each season of the year for me.”

Nathan’s passion for sports has led him to give back in the past. “Coaching little league was a truly rewarding experience where I was able to not only share my knowledge, but love for baseball. I shared my knowledge of baseball with the kids in hopes that they will continue to follow their passion,” he says.

After living in the South Bay all his life, he says he and his wife couldn't imagine living anywhere else. “Sasi and I can go to a Dodgers or King games Friday night, Disneyland sat and enjoy breakfast on the pier morning. There’s nothing better than that.” He also values having his parents, brother with his wife, and having Sasi’s parents and her sister all being local. “There's nothing that can get me to leave here,” he says.

Five years from now, he says he will happily be celebrating six years of marriage to Sasi. “I see myself at Little Company for many years to come. Sasi and I are excited to start our own family here in the South Bay,” he says.

Thank you, Nathan, for taking great care of patients in the South Bay and making it a priority to be a wonderful husband, son, brother and friend to your loved ones, despite your busy schedule.

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“Any advice I would give is, always go for it, don't doubt yourself, and don't be afraid to start at the bottom. The medical field will always be around and there are always jobs to be had. It may not be the exact job you want, but I went from pushing patients to ordering supplies to my perfect fit in Pathology. I never said no to a job and it moved me up the ladder in the company where I've now been there for 6 1/2 years.”

- Nathan Van Waardenburg

 

 

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Paving the way for the leaders of our next generation

Shima 0 comments 21.06.2016

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Every Wednesday, I will share a resident of the South Bay contributing to making our community a better place.

Today’s WCW title belongs to Christi Ginger Carrillo, who is the chairman of YPN which seeks to create leaders for the next generation of real estate and to bring positive awareness of what realtors do, and help agents excel in their business.

Christi grew up living between Texas and California before she moved to Lomita, CA. Today, Christi is the chairman of YPN, which is a group of young minded Realtors (not all young in age) which have a purpose of being the support system for new agents just starting in this business. She says, “We are also here to pave the path for the new generation of leadership in our local, state and national Association of Realtors.” They are also in charge of engaging with the community, organizing and funding community outreach projects to help impact local areas in a positive way.

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Her duties are to be a positive example of leadership and help her committee achieve their goals. She has to organize and conduct all committee meetings and have agents see the value of supporting the YPN with the local association. In addition, she is in charge of putting the annual calendar together, allowing the committee to vote on what projects they will be involved with and support the association in growth and be active in participation with all events. Lastly, she must always be friendly and approachable to all Realtors.

YPN’s main goals are to seek out Realtors who wish to be involved in Leadership. She says they have three educational classes a year, a networking event every other month, and have at least two community outreach projects a year. The purpose of the networking events is to allow agents to form relationships, discuss business, have fun, provide a support system, and raise money to fund the community projects.

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Christi loves being involved mostly for the relationships she has created while doing this. “The gratification I get from contributing and making a difference in other agents’ lives and in our community. I love the opportunity that it has given me to grow in my business and as a person,” she says.

Other can contribute in many ways. They can become a committee member and volunteer their time to the events and meetings and by also having a voice in what educational classes are needed to help new agents. Others can also contribute by attending the events and networking. Most of the networking events cost $5 or $10 to attend, which helps YPN reach their financial goals for the community projects.

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For anyone who’s hesitant to join, Christi says, “If you’re a person who loves to engage with others, give back, and grow, then this is the committee for you. Full of positive and upbeat energy, and also looking to excel! If you feel that you don’t have the time, to join the committee board, then it’s just as important and appreciated to support the events with attendance when you can.”

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She says to those who believe that the time and effort it takes to dedicate to running a committee would hinder their business, she’d totally disagree. “When other agents know who you are, it’s more likely they will want to do business with you and also see you succeed, when your clients see that you are active in the local community, and do things like travel to legislative day our State Capitol to support Home Ownership rights, it’s appreciated and gives you value as a REALTOR, when social media sees that you care and are involved, it gives you extra value that other Agents might not offer, which helps your business,” she says.

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Despite her busy schedule, Christi is able to balance her life as an amazing mother and wife. She says that she truly feeds off of the hectic schedule. She has always believed in having a strong work ethic and continually growing and always seeing the “big picture.”

 She says that she has taken on more than she can handle before, and had to recently step down from being the WCR President Elect. “It took me being honest with myself, to know that I didn’t have the passion for the group, and I wasn’t able to commit the kind of effort the group needed and deserved. It’s really a hard pill to swallow when you feel like you let others down. Sometimes I feel the need to please everyone, and it’s just not possible,” she says.

Thus, she has found ways to prioritize her busy schedule. She says her family is always her first priority and her passion comes next. “Passion is key, cause the business and money follows that. My passion has always to grow, and help others.”

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She hopes to make it on the Board of Directors for the Palos Verdes Association and in the near future, to become a Team Leader of a real estate office. She is able to balance her workload by remembering not to stress, avoid negativity, and drama! “We are all here to learn, grow and give back... otherwise I’d feel like I had a void,” she says.

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Christi enjoys living life to the fullest, but also enjoys the simple things in life such as, laughing with her kids, traveling and meeting people. She loves taking small trips that allow her to recharge. “I’m someone who loves wine and champagne, so fun to me is just laughter with good company. “On the side note, I do like skydiving & horseback riding,” she says. In addition, she enjoys shooting and going to the river each summer!

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Christi also gives back to the community by first and foremost teaching her children by example. She brings her children to community events so that they remember the importance of staying humble and to give when they can. In addition, she took her niece in when she was 14 so that she didn’t become a ward of the state, cause she knew she could have a positive impact on her life. She also has given back to her sister’s family as her nephew is fighting cancer, gives to her church financially and is involved in her office’s culture events, where they give back to the community.

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Christi loves the South Bay, because of the diversity in the people. She says that the mixture of people here is not like anywhere else she has ever been. “I love being close to the ocean, and also just being 30 min away from Downtown LA... The South Bay has some amazing people here,” she says.

Thank you, Christi, for dedicating your time and energy to pave the way for our future leaders and leading by example to the youth to be positive and influential members of society!

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“Take away the ‘opportunities’ that happens through meeting others. The amazing connections that happen when you become involved, there is traveling and growth that is truly priceless. It allows you to grow in your business and as a person.”

Christi Ginger Carrillo